Aside from your home, car, and appliances/furniture, diamond jewelries and other kinds of jewelries is the next biggest investment. Given that they are valuable, it is then important to insure them. However, working or getting an insurance for your jewelries could be tricky. There are incidents when insurance companies would not cover whatever happened with your diamonds.
To avoid this kind of situation, it is important to completely study and research about the insurance company’s policy regarding the diamonds. When applying for insurance for your diamond jewelries, make sure that you have the grading certificate and other certificates handed to you when you bought the diamond. This would ensure that the diamond you will be insuring will not be under question by the insurance company.
Even if you keep your diamond jewelry in a safe place at home, theft and robbery could still happen. Diamonds would also get lost when the prong or the mount supporting the diamond would come loose. Diamonds are indeed the hardest of gems, but that does not mean they are not destructible. Accidents could happen and eventually send your precious diamond jewelry into pieces. Keep the mentioned situations in mind when choosing insurance policies. Insurance policies should cover theft, accidental loss and damage.
Diamond insurance policies could be categorized into three:
• Actual cash value. In this type of insurance, diamonds are replaced regardless of their initial cost. The insurance policy would depend on the current value of the diamond jewelry and not on how much it cost the owner before. This is the most preferable type of insurance for diamond jewelry, however, it could also be the most costly. Most jewellers would recommend this kind of insurance policy for those who own heirloom diamond jewelries or those with large diamonds.
• Replacement value. This kind of insurance policy is more affordable however the owner of the diamond may not be able to get the real value of lost diamond. When an insured diamond jewelry gets lost or was stolen, replacement value insurance policies would replace the lost jewel at a lower cost than the lost diamond was purchased. Sometimes it is replaced with something that has lower carat. The reason why it is more affordable is that policy holders would only be paying to get to the value of the diamond, but customers would not be getting the same value.
• Agreed value. This is the most rare kind of insurance policy but some would say that this is best policy that could cover your diamond jewelry. the owner and the insurance company would undergo negotiations and agree on the value of the diamond jewelry. When something happens to the diamond jewelry, the insurance company would be providing what is the agreed amount of compensation.
Insurance policy rates may be different based on the location and other factors. When getting your diamond jewelry insured, it is best to shop around and check different insurance company policies. Always make sure that the fine print will be not missed out. Some insurance company policies would have loopholes in them which could eventually go against you.
Tuesday, November 30, 2010
Finding Authentic Antique Diamond Jewelry
Buying antique diamond jewelry—whether as an engagement ring, a wedding ring, or for personal satisfaction—is always an investment. Considered as “nature’s perfect gemstones,” antique diamond jewelry such as rings, bracelets, necklaces or earrings can be priceless and rare especially if they contain high-quality and high-grade diamonds.
Since it signifies romance, innocence, and reverence, antique diamond jewelry such as rings are becoming one of the most popular choices in events like engagements and weddings these days.
How to know if the jewelry is antique
For diamond jewelry such as a ring to be antique, it should be over than 100 years and originates from the Georgian, Victorian, Art Nouveau, Edwardian, and Art Deco. Typically ornate and detailed, antique diamond jewelry are usually authentic pieces or a reproductions inlaid in gold, platinum, titanium and silver.
If you are looking forward to buying antique diamond jewelry, the first thing to consider is the 4Cs of the diamond. Knowing the elements that reveal the true value and rarity of a diamond is the first step to know if you’re likely to possess an antique diamond ring for keeps. The 4Cs comprise of Carat, which refers to a diamond’s weight; Clarity, which measures the purity of a diamond; Cut, which determines the diamond’s brilliance and Color, which gauges a diamond’s whiteness.
Remember that antique diamond jewelry personifies character and history, which sets it apart from other modern designs. Before you purchase antique diamond jewelry such as ring for wedding or engagement ring, here are some of things you might want to consider:
1. Look for professional appraisal. Make sure that the antique diamond jewelry is professionally appraised before your pay for it. By doing this, you can be sure that all of its gems are authentic. You can also determine if the jewelry has been repaired or if it need repairs in case there are stone chips or cracks.
2. Find proof. Look for a photograph with a hallmark or written and signed interpretation to know when was the diamond jewelry authenticated.
3. Get estimated repair cost beforehand. In case the antique diamond jewelry needs a repair, get an estimated cost of before proceeding.
4. Be open-minded. There are gemstones and designs other people consider as unlucky. If you’re not into these myths, you might want to consider this antique diamond jewelry because they might be less expensive than others.
5. Be meticulous. Make sure that you inspect and examine closely the condition of the antique jewelry such as an engagement ring. For instance, it's always best to take note of the prongs holding the center diamond and the shank of the ring.
6. Research, research, research! Do some research on 10X jeweler’s loupe because it will give you more information on antique diamond jewelry such as caring and maintenance and others.
When buying antique diamond jewelry such as diamond ring, always get these from a reputable jeweler or jewelry store. Also, it will pay to make sure that everything about the antique diamond jewelry is written on receipts, appraisals, and certifications. To know if the stone is a genuine diamond or if it is a cubic zirconia, moissanite or other synthetic substance and if possible, get a certificate from Gemological Institute of America (GIA) to ensure the authenticity of your antique diamond jewelry.
Since it signifies romance, innocence, and reverence, antique diamond jewelry such as rings are becoming one of the most popular choices in events like engagements and weddings these days.
How to know if the jewelry is antique
For diamond jewelry such as a ring to be antique, it should be over than 100 years and originates from the Georgian, Victorian, Art Nouveau, Edwardian, and Art Deco. Typically ornate and detailed, antique diamond jewelry are usually authentic pieces or a reproductions inlaid in gold, platinum, titanium and silver.
If you are looking forward to buying antique diamond jewelry, the first thing to consider is the 4Cs of the diamond. Knowing the elements that reveal the true value and rarity of a diamond is the first step to know if you’re likely to possess an antique diamond ring for keeps. The 4Cs comprise of Carat, which refers to a diamond’s weight; Clarity, which measures the purity of a diamond; Cut, which determines the diamond’s brilliance and Color, which gauges a diamond’s whiteness.
Remember that antique diamond jewelry personifies character and history, which sets it apart from other modern designs. Before you purchase antique diamond jewelry such as ring for wedding or engagement ring, here are some of things you might want to consider:
1. Look for professional appraisal. Make sure that the antique diamond jewelry is professionally appraised before your pay for it. By doing this, you can be sure that all of its gems are authentic. You can also determine if the jewelry has been repaired or if it need repairs in case there are stone chips or cracks.
2. Find proof. Look for a photograph with a hallmark or written and signed interpretation to know when was the diamond jewelry authenticated.
3. Get estimated repair cost beforehand. In case the antique diamond jewelry needs a repair, get an estimated cost of before proceeding.
4. Be open-minded. There are gemstones and designs other people consider as unlucky. If you’re not into these myths, you might want to consider this antique diamond jewelry because they might be less expensive than others.
5. Be meticulous. Make sure that you inspect and examine closely the condition of the antique jewelry such as an engagement ring. For instance, it's always best to take note of the prongs holding the center diamond and the shank of the ring.
6. Research, research, research! Do some research on 10X jeweler’s loupe because it will give you more information on antique diamond jewelry such as caring and maintenance and others.
When buying antique diamond jewelry such as diamond ring, always get these from a reputable jeweler or jewelry store. Also, it will pay to make sure that everything about the antique diamond jewelry is written on receipts, appraisals, and certifications. To know if the stone is a genuine diamond or if it is a cubic zirconia, moissanite or other synthetic substance and if possible, get a certificate from Gemological Institute of America (GIA) to ensure the authenticity of your antique diamond jewelry.
Monday, November 29, 2010
Diamond Jewelry For Keeps
Diamonds are synonymous to the word “forever.” This is basically why most people—especially couples—choose diamond jewelry as a symbol of their affection and eternal love for their partner. Unless stolen or lost, real diamonds are meant to stand the test of time and generations. No wonder these are considered as the most expensive mineral used as a gem.
For men, a pair or two of jewelry is enough. But when it comes to women, it is altogether a different story. Most of the time, men have to contend in buying the engagement or wedding ring alone to keep some element of surprise while women would want to have a companion while choosing a ring to get better perspectives.
Standing the test of time
If there were one piece of jewelry that exemplifies eternal sparkle and beauty, that would be the diamond jewelry. Long before, diamond jewelry were already described as the as the best “dress” or the “best wedding ring” because it's endless or eternal loop is great symbol of love that would last for eternity. Generally, all diamond jewelry is set with a stone or diamond set. These are categorized as a “full eternity”—that has stones set completely around the shank—and a “half eternity”—which has stones set partially around the shank. Today, many diamond jewelry come multi-stranded or plaited, among other themes or designs.
If you are looking forward to getting a diamond jewelry—whether as a wedding or engagement, for purely personal satisfaction, or a major investment—take note of its special characteristics aside from carefully examining the 4Cs—the cut, clarity, color, and carat weight.
In a jewelry store, two diamonds may look alike but they can be very different and just like two diamonds of equal size that have very different values. The four qualities of a diamond namely color, clarity, cut and carat weight determine the real value of the gem you are looking for. These standards are also applicable to most gemstones.
Usually, a full diamond eternity ring costs twice or thrice as much than the half eternity because it has more diamonds. More and more people—especially women—focus in buying half diamond eternity rings that have stones concentrated in the “head” or front of the ring because they can easily be sized compared to full eternity rings, more comfortable to wear, and less expensive.
Bear in mind that square, oblong and round stones are excellent choices for diamond jewelry such as rings because of its continuity. Also, don’t forget to compare prices. Diamond jewelry need not always be too expensive. If you have found a design that you really admire in a specific jewelry store or an online jeweler, try looking in other stores because they might be selling the same product with the same specifications for a lesser price. Make sure that you at least have a minor comparison of prices from several different jewelers before you finally buy that diamond jewelry.
Also, check and double-check the bill of sale carefully. After buying your dream diamond jewelry, make sure that everything about it is fully described in written from and explained to you by the jeweler.
For men, a pair or two of jewelry is enough. But when it comes to women, it is altogether a different story. Most of the time, men have to contend in buying the engagement or wedding ring alone to keep some element of surprise while women would want to have a companion while choosing a ring to get better perspectives.
Standing the test of time
If there were one piece of jewelry that exemplifies eternal sparkle and beauty, that would be the diamond jewelry. Long before, diamond jewelry were already described as the as the best “dress” or the “best wedding ring” because it's endless or eternal loop is great symbol of love that would last for eternity. Generally, all diamond jewelry is set with a stone or diamond set. These are categorized as a “full eternity”—that has stones set completely around the shank—and a “half eternity”—which has stones set partially around the shank. Today, many diamond jewelry come multi-stranded or plaited, among other themes or designs.
If you are looking forward to getting a diamond jewelry—whether as a wedding or engagement, for purely personal satisfaction, or a major investment—take note of its special characteristics aside from carefully examining the 4Cs—the cut, clarity, color, and carat weight.
In a jewelry store, two diamonds may look alike but they can be very different and just like two diamonds of equal size that have very different values. The four qualities of a diamond namely color, clarity, cut and carat weight determine the real value of the gem you are looking for. These standards are also applicable to most gemstones.
Usually, a full diamond eternity ring costs twice or thrice as much than the half eternity because it has more diamonds. More and more people—especially women—focus in buying half diamond eternity rings that have stones concentrated in the “head” or front of the ring because they can easily be sized compared to full eternity rings, more comfortable to wear, and less expensive.
Bear in mind that square, oblong and round stones are excellent choices for diamond jewelry such as rings because of its continuity. Also, don’t forget to compare prices. Diamond jewelry need not always be too expensive. If you have found a design that you really admire in a specific jewelry store or an online jeweler, try looking in other stores because they might be selling the same product with the same specifications for a lesser price. Make sure that you at least have a minor comparison of prices from several different jewelers before you finally buy that diamond jewelry.
Also, check and double-check the bill of sale carefully. After buying your dream diamond jewelry, make sure that everything about it is fully described in written from and explained to you by the jeweler.
Diamond Jewelry Within Your Reach
Diamond jewelries are one of the most prized pieces. But it comes with a price, and usually a heavy one. Diamonds are ideal engagement gifts but it could be very expensive especially if you are after a larger carat. Fortunately, there are tips that could help you pick a good diamond jewelry without paying too much.
Start by identifying how much you are willing to spend on the jewelry. Start shopping around. Do not immediately settle for the first store that you have seen. Buying second-hand jewelries can also be an option. Compare their price offers. You could also look at different internet sites selling brand-new and second-hand jewelry. But there is some caution that needs to be exercised when buying jewelry online. When shopping online, always read the fine print. There are some websites that offer diamonds in lower prices along with different schemes and gifts.
Whenever you are looking for a diamond jewelry or any other jewelry, timing is important. Most of retailers would give discounts during holiday season, however, whenever you are buying diamond jewelries check if the item you are buying can be returned. Some retailers or companies would offer jewelries in reasonable prices but with a fine print that it cannot be returned.
Before you go ahead and visit any kind of jewelry store, do your homework first. Diamond jewelries on display could be overwhelming. Jewellers would often refer to the 4 Cs: cut, carat, clarity and color. Getting familiar with these 4 Cs would help you get a good deal. Let’s take the cut of the diamond. Cuts could affect the cost of a diamond jewelry. An emerald cut diamond could be less expensive by as much as 30% compared with princess cut diamonds. Buying lower quality cuts could actually cost less.
Color could also help you in getting a better deal. When buying diamond earrings or jewelries, those that are colorless are more expensive. Diamonds would mostly have a touch of yellow and this tint tends to be more affordable, especially on earrings. Although we want clear diamonds, since clarity gives the diamond a different look, small marks would not hurt. Diamonds that have small and few marks tend to be inexpensive. Don’t worry, those marks are difficult to see by the naked eye.
To stay within your budget you could go for less than one carat diamonds. Highlighting or enlarging a small cut diamond depends on the setting. There are ways to make a small diamond appear larger, for example, nestling it on a prong. Another kind of setting that will make the diamond appear larger would be using bezel settings.
If you are after an engagement ring, you could also look at the metal of the ring. There are rings that have white and yellow gold and platinum metal bands. Rings with white gold bands cost less than those with platinum bands. There are also some jewellers who offer discount prices if you will be buying the engagement and wedding rings together.
But if all of these fail to get you within your spending limit, then you could always consider other stones. There are other kinds of stones not as expensive as diamond jewelry but also as beautiful like sapphires, topaz and even rubies or any kind of gemstone. After all, the diamond jewelry is only the expression of what you feel, it still what you feel which matters.
Start by identifying how much you are willing to spend on the jewelry. Start shopping around. Do not immediately settle for the first store that you have seen. Buying second-hand jewelries can also be an option. Compare their price offers. You could also look at different internet sites selling brand-new and second-hand jewelry. But there is some caution that needs to be exercised when buying jewelry online. When shopping online, always read the fine print. There are some websites that offer diamonds in lower prices along with different schemes and gifts.
Whenever you are looking for a diamond jewelry or any other jewelry, timing is important. Most of retailers would give discounts during holiday season, however, whenever you are buying diamond jewelries check if the item you are buying can be returned. Some retailers or companies would offer jewelries in reasonable prices but with a fine print that it cannot be returned.
Before you go ahead and visit any kind of jewelry store, do your homework first. Diamond jewelries on display could be overwhelming. Jewellers would often refer to the 4 Cs: cut, carat, clarity and color. Getting familiar with these 4 Cs would help you get a good deal. Let’s take the cut of the diamond. Cuts could affect the cost of a diamond jewelry. An emerald cut diamond could be less expensive by as much as 30% compared with princess cut diamonds. Buying lower quality cuts could actually cost less.
Color could also help you in getting a better deal. When buying diamond earrings or jewelries, those that are colorless are more expensive. Diamonds would mostly have a touch of yellow and this tint tends to be more affordable, especially on earrings. Although we want clear diamonds, since clarity gives the diamond a different look, small marks would not hurt. Diamonds that have small and few marks tend to be inexpensive. Don’t worry, those marks are difficult to see by the naked eye.
To stay within your budget you could go for less than one carat diamonds. Highlighting or enlarging a small cut diamond depends on the setting. There are ways to make a small diamond appear larger, for example, nestling it on a prong. Another kind of setting that will make the diamond appear larger would be using bezel settings.
If you are after an engagement ring, you could also look at the metal of the ring. There are rings that have white and yellow gold and platinum metal bands. Rings with white gold bands cost less than those with platinum bands. There are also some jewellers who offer discount prices if you will be buying the engagement and wedding rings together.
But if all of these fail to get you within your spending limit, then you could always consider other stones. There are other kinds of stones not as expensive as diamond jewelry but also as beautiful like sapphires, topaz and even rubies or any kind of gemstone. After all, the diamond jewelry is only the expression of what you feel, it still what you feel which matters.
Sunday, November 28, 2010
Diamond Jewelry For Men
Jewelries, especially diamond jewelries and accessories are commonly associated with women. But nowadays, jewelries are also becoming popular among men. History has showed us the accessorizing is common among men during the early civilizations. Men would wear rings and pendants bearing their symbols and signs, displaying heir social and class status through them.
Currently, the most common jewelry for men is the groom’s ring. Over the years, groom’s ring has become more than just a ring but has become a symbol of the groom’s prosperity and stability. Men has different preference for their rings, some would like jewelries that are subtle, while others would like intricate rings that will match the bride’s ring. Whatever design, it would surely reflect the personality of the owner.
But men are not just sticking to wedding bands, there are other men’s accessories which can be defined as jewelries. There are cufflinks, bracelets, money clips, watches and necklaces. Finding diamond men’s jewelries are not that difficult at all. There are department stores and retailers where you could buy them. But online shops are becoming more popular especially they are posting detailed information about the accessories.
Just like in any women’s jewelry, stones for men are also available in different cuts and colors. When looking for men’s diamond jewelry always check for the 4 Cs: cut, color, clarity and carat. Also check the craftsmanship and the originality of the diamond. Most men choose an antique jewelry since it is more unique and original in design.
Men’s diamond jewelries are usually in three kinds of settings, channel, pave and invisible. Diamonds in channels have the stones in the groove, while those in pave would usually have the stones supported by small prongs. While the invisible setting is ideal since it would make small diamond cuts look bigger. The settings are hidden and stones are supported underneath.
Aside from the designs, metal bands are also changing. Yellow gold bands are not the only one used, there are other alternative metals like titanium. Titanium has become known for its durability and affordability. Another kind of metal becoming popular is the tungsten carbide. Tungsten carbide bands would usually have gold and platinum inlays.
Men’s diamond pendants are more subtle in design compared with women intricately made pendants. But it never ceases to make an impression. Diamond studded earrings are another popular feature among men accessories. It used to be just one stud, but right now a few studs would do.
Just like women’s diamond jewelries, it is important to care for men’s diamonds. It should be kept in proper jewelry boxes, cases or pouches and should not be left lying on counter and kitchen tops, along with the keys. Diamonds even though they are known to be hard stones are still capable of being damaged especially when exposed to extreme temperatures, force and chemicals.
Diamond rings or jewelries are not only great gifts for women, it makes people feel special thus making it also a suitable gift for men. It may be a very expensive gift but its value would represent the undying and eternal love and devotion. In relationships, diamond jewelry is a great gift that will symbolize commitment.
Currently, the most common jewelry for men is the groom’s ring. Over the years, groom’s ring has become more than just a ring but has become a symbol of the groom’s prosperity and stability. Men has different preference for their rings, some would like jewelries that are subtle, while others would like intricate rings that will match the bride’s ring. Whatever design, it would surely reflect the personality of the owner.
But men are not just sticking to wedding bands, there are other men’s accessories which can be defined as jewelries. There are cufflinks, bracelets, money clips, watches and necklaces. Finding diamond men’s jewelries are not that difficult at all. There are department stores and retailers where you could buy them. But online shops are becoming more popular especially they are posting detailed information about the accessories.
Just like in any women’s jewelry, stones for men are also available in different cuts and colors. When looking for men’s diamond jewelry always check for the 4 Cs: cut, color, clarity and carat. Also check the craftsmanship and the originality of the diamond. Most men choose an antique jewelry since it is more unique and original in design.
Men’s diamond jewelries are usually in three kinds of settings, channel, pave and invisible. Diamonds in channels have the stones in the groove, while those in pave would usually have the stones supported by small prongs. While the invisible setting is ideal since it would make small diamond cuts look bigger. The settings are hidden and stones are supported underneath.
Aside from the designs, metal bands are also changing. Yellow gold bands are not the only one used, there are other alternative metals like titanium. Titanium has become known for its durability and affordability. Another kind of metal becoming popular is the tungsten carbide. Tungsten carbide bands would usually have gold and platinum inlays.
Men’s diamond pendants are more subtle in design compared with women intricately made pendants. But it never ceases to make an impression. Diamond studded earrings are another popular feature among men accessories. It used to be just one stud, but right now a few studs would do.
Just like women’s diamond jewelries, it is important to care for men’s diamonds. It should be kept in proper jewelry boxes, cases or pouches and should not be left lying on counter and kitchen tops, along with the keys. Diamonds even though they are known to be hard stones are still capable of being damaged especially when exposed to extreme temperatures, force and chemicals.
Diamond rings or jewelries are not only great gifts for women, it makes people feel special thus making it also a suitable gift for men. It may be a very expensive gift but its value would represent the undying and eternal love and devotion. In relationships, diamond jewelry is a great gift that will symbolize commitment.
Diamond Jewelry And The 4Cs
Diamond jewelry, as some would put it, is the royalty among all gems. As such, assessing the value and quality of this gemstone had been refined to almost an exact science and a very fine art for hundreds of years now.
Today, dealing in diamonds either as an ardent admirer (wearing one) or as an astute trader of the same, one would need to be familiar with the four Cs – color, cut, clarity and carat.
Color
With the naked eye, most diamonds would appear colorless, but they do have subtle shades of colors. Experts use the letter D (colorless) moving through all the letters all the way to Z (light yellow) in identifying them.
A colorless diamond is chemically pure and structurally perfect. It lets through most of the light (perfectly transparent) and produces the most amount of brilliance.
Most natural diamonds, however, are imperfect, and colorless diamonds are very rare.
It is, therefore, the most expensive of all.
The diamond color is produced by chemical impurities or structural defects in the stone’s crystal pattern. It causes a yellowish to brownish tint. However, blue or pink diamonds are also considered more desirable and command some very high prices as well.
Gemologists label diamonds with unusual or intense colors as “fancy” and they have their own rating systems, although it is not commonly used because of the relative rarity of such stones.
Cut
This is the most important of all the four Cs in assessing the stone’s beauty. Cut refers to the precise proportion and dimensions of a finished diamond. This is not to be confused with the stone’s shape (round, princess, marquise, pear, baguette, etc).
A diamond that had been cut properly allows light to enter and refract it, creating what is called brilliance. Cut too shallow or too deep, a stone will not properly refract the light and will look dull and lifeless.
A well-cut stone looks like it has greater carat weight, has more clarity and color. All in all, it appears to be of better grade than it actually is.
Clarity
Diamonds have natural imperfections called inclusions. These are minerals or crystals trapped inside the stone, and they determine the clarity of the stone.
Nearly all stones have characteristic inclusions (“birthmarks”) which make them unique and identifiable. These imperfections are graded accordingly and these also determine their value.
These are noted in the stone’s certificate from IF (internally flawless), VVS (very, very slight inclusions) all the way down to “visible inclusions”(I).
Carat
This is the measurement of a diamond’s weight. One carat is 200 milligrams. The point unit (0.01 carat or 2 milligrams) is used on stones lesser than one carat.
Normally, the price per carat increases with carat weight because larger diamonds are rarer and desired. However, carat weights are not the final arbiter of value.
A smaller stone with better color and clarity commands a better price than a bigger one with poor color and clarity. Total carat weight (TCW) is used when referring to the total mass of stones in a piece of jewelry (bracelets, necklaces, earrings, multiple-stoned rings, etc.)
Your choice
Choosing the diamond jewelry of your dreams actually boils down on your attraction to a particular stone, maybe because of its color, brilliance or its shape. Knowing the four Cs is important, whether you are a layman or want to be an expert.
Today, dealing in diamonds either as an ardent admirer (wearing one) or as an astute trader of the same, one would need to be familiar with the four Cs – color, cut, clarity and carat.
Color
With the naked eye, most diamonds would appear colorless, but they do have subtle shades of colors. Experts use the letter D (colorless) moving through all the letters all the way to Z (light yellow) in identifying them.
A colorless diamond is chemically pure and structurally perfect. It lets through most of the light (perfectly transparent) and produces the most amount of brilliance.
Most natural diamonds, however, are imperfect, and colorless diamonds are very rare.
It is, therefore, the most expensive of all.
The diamond color is produced by chemical impurities or structural defects in the stone’s crystal pattern. It causes a yellowish to brownish tint. However, blue or pink diamonds are also considered more desirable and command some very high prices as well.
Gemologists label diamonds with unusual or intense colors as “fancy” and they have their own rating systems, although it is not commonly used because of the relative rarity of such stones.
Cut
This is the most important of all the four Cs in assessing the stone’s beauty. Cut refers to the precise proportion and dimensions of a finished diamond. This is not to be confused with the stone’s shape (round, princess, marquise, pear, baguette, etc).
A diamond that had been cut properly allows light to enter and refract it, creating what is called brilliance. Cut too shallow or too deep, a stone will not properly refract the light and will look dull and lifeless.
A well-cut stone looks like it has greater carat weight, has more clarity and color. All in all, it appears to be of better grade than it actually is.
Clarity
Diamonds have natural imperfections called inclusions. These are minerals or crystals trapped inside the stone, and they determine the clarity of the stone.
Nearly all stones have characteristic inclusions (“birthmarks”) which make them unique and identifiable. These imperfections are graded accordingly and these also determine their value.
These are noted in the stone’s certificate from IF (internally flawless), VVS (very, very slight inclusions) all the way down to “visible inclusions”(I).
Carat
This is the measurement of a diamond’s weight. One carat is 200 milligrams. The point unit (0.01 carat or 2 milligrams) is used on stones lesser than one carat.
Normally, the price per carat increases with carat weight because larger diamonds are rarer and desired. However, carat weights are not the final arbiter of value.
A smaller stone with better color and clarity commands a better price than a bigger one with poor color and clarity. Total carat weight (TCW) is used when referring to the total mass of stones in a piece of jewelry (bracelets, necklaces, earrings, multiple-stoned rings, etc.)
Your choice
Choosing the diamond jewelry of your dreams actually boils down on your attraction to a particular stone, maybe because of its color, brilliance or its shape. Knowing the four Cs is important, whether you are a layman or want to be an expert.
Saturday, November 27, 2010
Colors And Your Diamond Jewelry
Unlike other gem stones, a diamond’s quality is judged mostly by the absence of color in them. The worth of diamond jewelry is judged solely by the purity of its brilliance.
Like any other natural stone, however, diamonds come in several shades of colors that are beautiful in themselves.
So far, there is a good range of colors in diamonds, aside from the in-demand blue and pink. Commercially available now are yellow, orange, green, champagne, grey, black, white, red, purple, chameleon and violet diamonds.
Absence of color and perfection
Among jewelers, the finest diamond stones are those that are totally colorless. They are graded D, meaning they are absolutely free of any color.
Theoretically, a chemically pure and structurally perfect diamond is also perfectly transparent with no color whatsoever. However, a good number of all the diamonds used as gems are imperfect.
A tinge of color
The next group are stones with very slight traces of color which can be seen by a diamond expert. When assembled into a finished jewelry, the color shades of these stones usually cannot be discerned anymore. Still, they are graded as E or F color diamonds.
Down the line, those stones which show very little traces of color are categorized as G or H color diamonds, or perhaps I or J color, depending on the strength of the color seen.
Grading and color
Those stones that are graded between D and F are considered “colorless”. Those that belong in the G to J group are called “near-colorless”. Those within the K to M grading are “slightly colored” and the N to Y stones usually looked like light yellow or brown.
One peculiar twist to the rule – those diamond stones graded Z are also rare and those bright yellow diamonds are priced higher than the ordinary.
The Gemological Institute of America (GIA) had developed the present color rating system for white diamonds (“D” down to “Z”, according to the intensity of the coloration). This has been universally recognized and adapted, overriding the previous older systems.
Fancy
The industry considers diamonds with intense colorations as “fancy”. An intense yellow coloration is regarded as one of the fancy colors and belongs to a different color grading system.
Gemologists have another rating system for fancy colored diamonds that is different from that used in white diamonds. However, this is not commonly used because these stones are relatively rare.
The color seen in the stones either detract or enhance its value, depending on the color itself and the intensity of the coloration. Examples would include the grade Z bright yellow, or an intense pink or blue in the stones, each one of which commands a better price.
Impurities
There are reasons for these colors in the stones. They could be structural defects in the crystal lattice of the stone or it could be a result of some chemical impurities.
Nitrogen is the most common impurity. It sometimes replaces a small proportion of carbon atoms in the diamond causing a yellowish or brownish tone.
Many impurities and structural flaws produce different colorations in the diamonds. Impurities are almost always present in white diamonds. It is not detectable in the rarest stones.
As always, choosing your diamond jewelry always go back to your own prerogatives on the pros and cons of owning either colored or white diamonds.
Like any other natural stone, however, diamonds come in several shades of colors that are beautiful in themselves.
So far, there is a good range of colors in diamonds, aside from the in-demand blue and pink. Commercially available now are yellow, orange, green, champagne, grey, black, white, red, purple, chameleon and violet diamonds.
Absence of color and perfection
Among jewelers, the finest diamond stones are those that are totally colorless. They are graded D, meaning they are absolutely free of any color.
Theoretically, a chemically pure and structurally perfect diamond is also perfectly transparent with no color whatsoever. However, a good number of all the diamonds used as gems are imperfect.
A tinge of color
The next group are stones with very slight traces of color which can be seen by a diamond expert. When assembled into a finished jewelry, the color shades of these stones usually cannot be discerned anymore. Still, they are graded as E or F color diamonds.
Down the line, those stones which show very little traces of color are categorized as G or H color diamonds, or perhaps I or J color, depending on the strength of the color seen.
Grading and color
Those stones that are graded between D and F are considered “colorless”. Those that belong in the G to J group are called “near-colorless”. Those within the K to M grading are “slightly colored” and the N to Y stones usually looked like light yellow or brown.
One peculiar twist to the rule – those diamond stones graded Z are also rare and those bright yellow diamonds are priced higher than the ordinary.
The Gemological Institute of America (GIA) had developed the present color rating system for white diamonds (“D” down to “Z”, according to the intensity of the coloration). This has been universally recognized and adapted, overriding the previous older systems.
Fancy
The industry considers diamonds with intense colorations as “fancy”. An intense yellow coloration is regarded as one of the fancy colors and belongs to a different color grading system.
Gemologists have another rating system for fancy colored diamonds that is different from that used in white diamonds. However, this is not commonly used because these stones are relatively rare.
The color seen in the stones either detract or enhance its value, depending on the color itself and the intensity of the coloration. Examples would include the grade Z bright yellow, or an intense pink or blue in the stones, each one of which commands a better price.
Impurities
There are reasons for these colors in the stones. They could be structural defects in the crystal lattice of the stone or it could be a result of some chemical impurities.
Nitrogen is the most common impurity. It sometimes replaces a small proportion of carbon atoms in the diamond causing a yellowish or brownish tone.
Many impurities and structural flaws produce different colorations in the diamonds. Impurities are almost always present in white diamonds. It is not detectable in the rarest stones.
As always, choosing your diamond jewelry always go back to your own prerogatives on the pros and cons of owning either colored or white diamonds.
Choosing Diamond Jewelry
Choosing Diamond Jewelry
Any diamond jewelry would mean "forever" because this piece of treasure is designed to last for an eternity. Unless that particular diamond jewelry is stolen or lost, it's supposed to stand the test of so many generations.
Diamond jewelry is preferred not only by those couples who are planning to tie the knot. This is also sought after by people who are into investing valuable items for themselves. These valuable pieces are usually displayed in jewelry stores but could also be seen online in various websites that offer information on diamond jewelry.
Finding the best diamond jewelry
If you are one of those who are planning to buy any crystal jewelry for yourself or for a loved one, the following should be your major considerations:
1. The Clarity. It is the first thing to look for when buying diamond jewelry. The absence or presence of tiny natural flaws or blemishes known as inclusions determines this. These are not visible to the naked eye but can affect the diamond in one way or another. (TIP: The fewer and smaller the inclusions, the higher the price.) Perfect clarity means no inclusions are distinguished when the diamond jewelry is examined. Being knowledgeable in the clarity characteristics of a diamond is very essential especially for those interested in purchasing it.
2. The Color. Diamond jewelry can cover the entire spectrum of colors but nothing beats the colorless diamond. The difference in color grade is almost unrecognizable in the naked eye but it is when it comes to the value. Colorless diamond jewelry is the most precious compared to off-white ones. The exceptions to the rule are "fancy" diamonds-in well-highlighted colors of pink, blue, red, green, and yellow. These are particularly rare and highly treasured.
3. The Cut. Cut is the most crucial variable affecting the diamond jewelry because it has great influence on its fire and brilliance but not all jewelers know what "cut" means. Cut can be use to mean the inherent shape like round—modern brilliant cut, eight cuts, old cut, Swiss cut, rose cut, and chipping—marquise, oval, pear, heart and emerald or octagon. Some also prefers square, oblong, triangle, princess and radiant cuts. It can also mean the proportion or the polishing of the diamond jewelry.
4. The Carat Weight. Although carat is a unit of weight, not size, the carat weight of diamond jewelry has come to refer to particular sizes. If properly cut, diamonds of the same weight should be about the same size. These sizes do not apply to other gems because their specific gravities differ from a diamond. Bigger is not necessarily better. Although large diamond jewelry flaunt the stone's delicate color and exquisite cut, a diamond of lesser size may have higher clarity and color or a more precise cut and be of equal value. It is important very important not to confuse weight with size. Always remember that there is no two diamond jewelry with exactly the same size because these might weight very differently.
Any diamond jewelry would mean "forever" because this piece of treasure is designed to last for an eternity. Unless that particular diamond jewelry is stolen or lost, it's supposed to stand the test of so many generations.
Diamond jewelry is preferred not only by those couples who are planning to tie the knot. This is also sought after by people who are into investing valuable items for themselves. These valuable pieces are usually displayed in jewelry stores but could also be seen online in various websites that offer information on diamond jewelry.
Finding the best diamond jewelry
If you are one of those who are planning to buy any crystal jewelry for yourself or for a loved one, the following should be your major considerations:
1. The Clarity. It is the first thing to look for when buying diamond jewelry. The absence or presence of tiny natural flaws or blemishes known as inclusions determines this. These are not visible to the naked eye but can affect the diamond in one way or another. (TIP: The fewer and smaller the inclusions, the higher the price.) Perfect clarity means no inclusions are distinguished when the diamond jewelry is examined. Being knowledgeable in the clarity characteristics of a diamond is very essential especially for those interested in purchasing it.
2. The Color. Diamond jewelry can cover the entire spectrum of colors but nothing beats the colorless diamond. The difference in color grade is almost unrecognizable in the naked eye but it is when it comes to the value. Colorless diamond jewelry is the most precious compared to off-white ones. The exceptions to the rule are "fancy" diamonds-in well-highlighted colors of pink, blue, red, green, and yellow. These are particularly rare and highly treasured.
3. The Cut. Cut is the most crucial variable affecting the diamond jewelry because it has great influence on its fire and brilliance but not all jewelers know what "cut" means. Cut can be use to mean the inherent shape like round—modern brilliant cut, eight cuts, old cut, Swiss cut, rose cut, and chipping—marquise, oval, pear, heart and emerald or octagon. Some also prefers square, oblong, triangle, princess and radiant cuts. It can also mean the proportion or the polishing of the diamond jewelry.
4. The Carat Weight. Although carat is a unit of weight, not size, the carat weight of diamond jewelry has come to refer to particular sizes. If properly cut, diamonds of the same weight should be about the same size. These sizes do not apply to other gems because their specific gravities differ from a diamond. Bigger is not necessarily better. Although large diamond jewelry flaunt the stone's delicate color and exquisite cut, a diamond of lesser size may have higher clarity and color or a more precise cut and be of equal value. It is important very important not to confuse weight with size. Always remember that there is no two diamond jewelry with exactly the same size because these might weight very differently.
Friday, November 26, 2010
Can Men Wear Diamond Jewelry?
Wearing diamond jewelry—especially for men—connotes not only power, but also strength, prominence and status in life. Ever since the beginning of time, jewelry has always signified power. Back then it was the kings who wear most of the jewels in the royal family. In 1200s Europe, royalties—especially the king—wear diamonds set. As a matter of fact, King Louis IX of France even enacted a law that no one can wear a ring with diamonds but only the king.
In these days of equality, men also wear wedding rings to signify his eternal love for his wife. One of the latest trends in a man’s wedding ring today is with inlaid gemstones like diamonds. It has become acceptable for the modern society that men wear diamonds for their wedding ring depending on their personal taste and preference.
Aside from emphasizing a man’s taste and preference, choosing a diamond ring for a wedding ring should also include the following considerations:
- the type of work. If you are into sports and into works that require excessive manual labor and movement, you might think twice before getting a man diamond ring because it increases the possibility of losing or damaging your gemstone. But if you are not into sporting activities or hard manual labor, man diamond ring can be a perfect option for you.
- the type of personality and lifestyle. Since every man is different, personalities and lifestyles should be greatly considered.
- consider comfort. Think of the shape of the ring and the ring width before buying it.
- the type of metal. The metals that can be used to make men’s wedding rings include gold, titanium, platinum and silver.
- the type of gem. Although diamond in the best option for a man, you can also use sapphires in all colors and rubies.
The diamond jewelry for man
Today, important and prominent men around the world like the pope, rulers of different nations and business tycoons wear rings to connote power. Graduates of military academies and heads of different national and international organizations wear diamond jewelry such as rings as a sign of being a ruler as well.
Despite the fact that some people—especially men—the idea of wearing diamond jewelry such as a ring, more and more of them recognize the fact that wearing a band encrusted with gem as costly as diamond can put them in a prestigious disposition and company like musicians and sports superstars who are popular for their diamond bling-bling.
Having man diamond jewelry such as a ring doesn’t have to be as flashy as those worn by celebrities. In fact, man diamond jewelry such as rings can be composed of a single stone set in a strong and masculine setting. Or it can be silver, platinum, or gold band that has inlaid diamonds.
If you’re thinking of getting a man diamond jewelry such as ring for your self, it’s not necessary to you push your budget to the limits. What you can do is to explore the variety of designs available in the market today.
In these days of equality, men also wear wedding rings to signify his eternal love for his wife. One of the latest trends in a man’s wedding ring today is with inlaid gemstones like diamonds. It has become acceptable for the modern society that men wear diamonds for their wedding ring depending on their personal taste and preference.
Aside from emphasizing a man’s taste and preference, choosing a diamond ring for a wedding ring should also include the following considerations:
- the type of work. If you are into sports and into works that require excessive manual labor and movement, you might think twice before getting a man diamond ring because it increases the possibility of losing or damaging your gemstone. But if you are not into sporting activities or hard manual labor, man diamond ring can be a perfect option for you.
- the type of personality and lifestyle. Since every man is different, personalities and lifestyles should be greatly considered.
- consider comfort. Think of the shape of the ring and the ring width before buying it.
- the type of metal. The metals that can be used to make men’s wedding rings include gold, titanium, platinum and silver.
- the type of gem. Although diamond in the best option for a man, you can also use sapphires in all colors and rubies.
The diamond jewelry for man
Today, important and prominent men around the world like the pope, rulers of different nations and business tycoons wear rings to connote power. Graduates of military academies and heads of different national and international organizations wear diamond jewelry such as rings as a sign of being a ruler as well.
Despite the fact that some people—especially men—the idea of wearing diamond jewelry such as a ring, more and more of them recognize the fact that wearing a band encrusted with gem as costly as diamond can put them in a prestigious disposition and company like musicians and sports superstars who are popular for their diamond bling-bling.
Having man diamond jewelry such as a ring doesn’t have to be as flashy as those worn by celebrities. In fact, man diamond jewelry such as rings can be composed of a single stone set in a strong and masculine setting. Or it can be silver, platinum, or gold band that has inlaid diamonds.
If you’re thinking of getting a man diamond jewelry such as ring for your self, it’s not necessary to you push your budget to the limits. What you can do is to explore the variety of designs available in the market today.
Antique Cut Diamond Jewelry
There is a hushed but discernible stirring in the industry that is the talk among jewelers. Somehow, there is a quiet demand for antique, old European diamond jewelry from buyers, including from young people.
Modern-day cutters are now beginning to cut diamonds in the old world style to keep up with the demand. What could perhaps be the reason for such a craving? What is so special with these diamonds cut the old style?
Old European and Old Mine cuts
The old diamond cut style was worked out in such a way that the light would fall directly on the stone through the crown table (the topmost facet). The entering light would then hit the culet (the bottom facet) and goes out of the stone in a shower of rainbow colors.
Another charming characteristic is that they look their best by candle light. Once hit by the soft glow of the candle light, the stone would exude its own special kind of romantic light it is known for.
Most of these diamonds could be part of family heirlooms handed down through generations among the women in the family. Some modern-day cut diamonds are actually re-cut from old sets of antique jewelry.
History
In the mid 1800s, diamonds are only for the royalty, the upper level clergy, some very rich merchants and titled personages. In the Victorian times, diamonds can be worn by anyone who can afford them.
Most of these old cut diamonds, although slightly tinted, are almost extremely pure (super eye clean) and VVS and VS in clarity.
Before the 1900s, all diamonds were cut by hand. Most of them are small and have a relatively high table (top most facet) and deep pavilion (side facets) and quite top-heavy.
Characteristics
The earlier Old Mine cut appear smaller than the Old European cut (which came later) because they are squares and with rounded corners. (They resemble a bit like the modern-day Asscher or Princess cuts.)
Both of these old cut diamonds have very thin girdles (the edge around the body of the diamond). It is quite common that these antique gems have some chips in them. (Sometimes, they are polished away or hidden under the stone’s metal clasp.)
In the 1800s, tint was not considered so much of a deterrent to price or its beauty as it is now. Both the Old Mine cut and the Old European cut diamonds are also famous for masking their true colors.
Rose cut
Diamonds in Rose cuts were one of the most popular and the first to have faceted cutting style. It has a flat bottom and all the facets are on top, making it dome-shaped.
The facets come to the center forming a point. The facets are planned to give the appearance of the opening of a rose bud.
Old or modern cut?
The surge of demand for these old style cuts in diamonds may have been an offshoot to the movement of going romantic the old world way. Or it could be a rebound from all things too modern, especially in jewelry which is supposed to reflect timelessness.
Whatever it is, it is not fair to judge old-style diamond jewelry by modern day standards. These old relics have their own history which might be more colorful than one could ever have.
Modern-day cutters are now beginning to cut diamonds in the old world style to keep up with the demand. What could perhaps be the reason for such a craving? What is so special with these diamonds cut the old style?
Old European and Old Mine cuts
The old diamond cut style was worked out in such a way that the light would fall directly on the stone through the crown table (the topmost facet). The entering light would then hit the culet (the bottom facet) and goes out of the stone in a shower of rainbow colors.
Another charming characteristic is that they look their best by candle light. Once hit by the soft glow of the candle light, the stone would exude its own special kind of romantic light it is known for.
Most of these diamonds could be part of family heirlooms handed down through generations among the women in the family. Some modern-day cut diamonds are actually re-cut from old sets of antique jewelry.
History
In the mid 1800s, diamonds are only for the royalty, the upper level clergy, some very rich merchants and titled personages. In the Victorian times, diamonds can be worn by anyone who can afford them.
Most of these old cut diamonds, although slightly tinted, are almost extremely pure (super eye clean) and VVS and VS in clarity.
Before the 1900s, all diamonds were cut by hand. Most of them are small and have a relatively high table (top most facet) and deep pavilion (side facets) and quite top-heavy.
Characteristics
The earlier Old Mine cut appear smaller than the Old European cut (which came later) because they are squares and with rounded corners. (They resemble a bit like the modern-day Asscher or Princess cuts.)
Both of these old cut diamonds have very thin girdles (the edge around the body of the diamond). It is quite common that these antique gems have some chips in them. (Sometimes, they are polished away or hidden under the stone’s metal clasp.)
In the 1800s, tint was not considered so much of a deterrent to price or its beauty as it is now. Both the Old Mine cut and the Old European cut diamonds are also famous for masking their true colors.
Rose cut
Diamonds in Rose cuts were one of the most popular and the first to have faceted cutting style. It has a flat bottom and all the facets are on top, making it dome-shaped.
The facets come to the center forming a point. The facets are planned to give the appearance of the opening of a rose bud.
Old or modern cut?
The surge of demand for these old style cuts in diamonds may have been an offshoot to the movement of going romantic the old world way. Or it could be a rebound from all things too modern, especially in jewelry which is supposed to reflect timelessness.
Whatever it is, it is not fair to judge old-style diamond jewelry by modern day standards. These old relics have their own history which might be more colorful than one could ever have.
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